finance-mortgages-refinancing

Mortgage Substitution: Comparing various proposals for zero-cost transfers

Mortgage substitution, or ‘surroga mutuo’, offers borrowers the chance to switch lenders and obtain more favorable terms. This article delves into the intricacies of mortgage substitution, comparing various proposals for zero-cost transfers and examining fixed versus variable rates. With insights into regional and age demographic trends, the article provides a comprehensive guide to capitalize on mortgage substitution benefits.